Christian Financial Counseling

If you want to find Christian financial counseling there are many choices out there. This web site will bring you information on some sources to help you with your Christian Financial counseling needs.

Some aspects of Christian financial counseling are included in the following list:

· Budget counseling
· Credit repair
· Identity theft
· Income tax preparation
· Investing
· Retirement planning
· Savings
· Wills and trusts
· Insurance

Budgeting

God’s Word tells us to learn to be the best possible steward (manager) of all that God places into our care (resources, money, family, time, skills, abilities, etc.). Stewardship principles and applications apply to all of us whether we are young or young at heart, whether we have a little or a lot, whether we owe a little or owe a lot, whether we are male or female, and whether we are single or married. To be the best possible steward, we must learn to get on and stay on a budget.

WHAT IS A BUDGET?

· A written plan to help you live within your means.
· It is not a tool by which a husband can punish his wife (or vice versa).

A BUDGET WILL…

· Help you see where your money comes from and where it goes. Ignorance might be blissful, but it’s also expensive!
· Help you communicate. If you are married or single, having a budget is a key to communications and to resolving personal differences and conflicts in your relationships.
· Help you set and achieve your goals.
· Provide a written plan to help make financial decisions.
· Help you take advantage of opportunities. Knowing the condition of, and being in control of your finances helps you recognize and take advantage of opportunities to give, save, spend, or invest.
· Save you time and money at tax time.

A BUDGET WILL NOT…

· Solve all your immediate problems.
· Make you use it.
· Eliminate all decision-making.
· Balance by itself

INTRODUCTION TO CREDIT REPAIR

You can find help in taking simple and effective legal and ethical steps to improve or repair your credit history.

· If you have been turned down for insurance, jobs and more because of negative comments on your credit report that were not of your making, you are not alone. A consumer reports magazine recently reported that 48% of all consumers have errors in their credit files, and 12% of those errors are severe enough to result in credit denial.
· Regardless of who or what caused your poor credit record, negative comments can stay in your credit files for 7 to 10 years!
· You have legal rights. There are many legal actions you can take to remove incorrect or outdated and misleading information from your credit file.
· You can do the work yourself. It will require time, red tape to cut, legalese to decipher, letters to prepare, and voice-mail gauntlets to run.

This is just the tip of the iceberg in what can be accomplished to take control of your finances. For more information you can visit http://www.praize.com/finance/ where this information was found.

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